The Investment Portfolios
There are five Wealthpoint Investment Portfolios that you are able to invest in with the help of your adviser. Their target annual return objectives are shown below.
Capital Plus
OCR +2.5%
A moderate portfolio that aims to beat what can be earned from cash and term deposits. It aims to achieve a return that will exceed inflation with only moderate price variations in the portfolio balance, with a focus on capital protection.
Strategic Income
OCR +3.25%
The Strategic Income portfolio is a moderate portfolio that aims to exceed what can be earned from cash or term deposits and provides a regular income though the payment of a monthly distribution.
Market Plus
OCR +3.75%
The Market Plus is a balanced long-term portfolio that will have your money invested in a balance between growth and defensive assets. It aims to provide some capital stability, with an acceptance of some volatility in exchange for the potential of a higher return.
Optimum Growth
OCR +5%
This is a long-term growth portfolio that will have a higher proportion of your money in growth assets both here and offshore. It aims to achieve capital growth over the long term, with an acceptance of a high level of volatility to achieve this.
Aggressive Growth
OCR +6%
Regular reporting on your portfolio, tactical asset allocation as required and annual reviews. Online access to your portfolio so that you can review your investments at any time.
Strategic Asset Allocation
We use a sophisticated asset allocation framework from our asset consultants that combines market data and their in-house research to simulate 5,000 scenarios for each asset classes for every year forecasted and this delivers an effective outcome for each risk profile.
Fund Manager Research
We believe that it is prudent to avoid selecting managers based purely on their past performance. As a result, our manager research is based on detailed analysis that goes far beyond a simple review of performance. The research prioritises investment opportunities with a strong process as this increases the likelihood of investment success in the future.
When researching funds we review key elements of the investment process and our investment consultants conduct interviews with key people responsible for investment decisions.
Our investment consultants Makao Investments assess:
- The investment manager’s ownership structure
- Team experience
- Decision-making framework
- Risk and compliance procedures
- Quality of the manager including culture and skill in being able to apply the investment process
- An analysis of operations
Download a copy of the Wealthpoint Investment Portfolio Overview.
Our Investment Partners
